Driving Ms. Daisy

7 Signs That Your Parents Shouldn’t Be Driving

After experiencing the freedom of driving, few like the idea of depending on others or public transportation to transport themselves.  However there comes a time when it is much more safe for the parent and others on the road to look at alternative means of transportation.  Here are some warning signs to look out for.

1.TOO MANY NEAR MISSES – We all experience close calls while driving, but these should be rare occurrences. If you are afraid your parents can’t keep their mind on the traffic, it’s a strong indication that the driving should stop.

2.  DIFFICULTY TURNING TO CHECK TRAFFIC – Defensive drivers need to be aware of surrounding traffic, especially when parking a vehicle, making lane changes or looking out for bike riders.

3. LOSING THEIR  WAY – Anyone can get lost, but if this becomes a pattern, it may signal memory loss

4. SLOW RESPONSES – Drivers must be able to quickly respond to sudden changes, in traffic, pedestrians, bike riders and react to emergency situations.

5.  HAVING A BADLY BATTERED CAR – Noticed a growing number of dings and dents on your parents car?

6.  DRIVING ANGRY – An inability to cope with the normal frustrations of driving without a loss of temper could indicate that your parent is no longer mentally fit to drive.

7.  TOO MANY TICKETS – If your parents are cited frequently, you need to find out why.

QUESTIONING YOUR PARENTS ABILITY TO DRIVE CAN BE A CHALLENGING CONVERSATION TO HAVE.  THESE ARE THE THREE THINGS THAT AARP RECOMMENDS:

**  Get the facts and learn the warning signs
** Educate yourself so that you are prepared
** Prepare for and initiate a thoughtful  conversation

If you see the warning signs, it may be time to involve your parents’ doctor.  Sometimes problems can be corrected.  If poor vision is a hindrance, perhaps your parents can limit driving to daylight hours.  If poor health has diminished their abilities, they may be able to get back behind the wheel after treatment.  At times, a doctor will recommend that driving should be stopped altogether.

A refresher course in driver safety can reinforce good driving skills, teach new ones, and help change driving habits.  These classes may offer tips on how to improve awareness and avoid collisions.

As always, please feel free to call my office and discuss any concerns that you have.   We are happy to help you determine the course of action to take, alternatives that seem reasonable and compassionate and look for overall solutions of protecting the safety of the senior driver as well as others on the road.

Any questions? Please let us know at Magnolia Insurance Agency.

Sincerely,

Magnolia Insurance

3424 W McGraw St
Seattle, WA 98199

(206) 284-4886

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Seattle Drivers: One of the worst

Car accidents are not uncommon in Seattle. In fact, most of us see them every day on our daily commute to work. Unfortunately, car accidents have become part of Seattle driving. The rate of accidents have become so bad in recent years that Seattle now ranks a pathetic 184th among 200 U.S. cities in ones ability to avoid crashing into one another.

For over 20 years of keeping this data, this year’s ranking marks Seattle’s worst performance ever. We have dropped to the bottom 20 cities, down from 173rd last year.

Have Seattle drivers ever been good for one year? Our best year was in 2010, when Seattle ranked 128th out of 200.

Data from Allstate Insurance claims that current Seattle drivers go just 6.9 years between car accidents, and are 40.7% more likely to get in an accident than the average American driver.

Seattle is not the only Washington city in the mix. Bellevue, almost just as bad, ranks 174th out of 200 for avoiding car accidents, and lasts a mere average 7.1 years between car accidents. Overall, both Seattle and Bellevue rank in the bottom 15th percentile for collisions. Below Seattle and Bellevue include Los Angeles, Philadelphia, San Francisco, Gelndale (CA), Providence (RI), Springfield (MA), Washington (D.C.), Baltimore, Worcester (MA), and Boston (at the bottom). The safest city to drive in is Kansas City, averaging 13.3 years between accidents. Below Kansas city include Brownsville (TX) (~13.2 years), and Boise (13.1 years) respectively. The safest northwest cities to drive in include Biose, Eugene, Spokane and Vancouver. The most dangerous in the northwest are Salem, Tacoma, Bellevue, Portland, and Seattle. Unfortunately, Boston remains the most dangerous city to drive in the nation, where a motorist averages 3.9 years before a crash.

As a result of this data, it is important that you are properly insured with a suitable auto insurance policy. By contacting Magnolia Insurance, we can assist you to find the right auto package for a stress-free driving experience that is protected.

Sincerely,

Magnolia Insurance

magnoliainsurance@comcast.net | (206) 284-4886

3424 W. McGraw St.

Seattle, WA 98199

Sources: The Seattle Times, Allstate Insurance

What? You sell life insurance?

When it comes to insurance, many customers confuse health insurance with life insurance.  Or they assume that life insurance is a separate entity and is sold at special insurance companies.  The truth is that many agencies sell life insurance, including us!  Remember, as oppose to health insurance (which covers medical bills) life insurance is your gift to designated beneficiaries.  Life insurance is designed to cover expenses once a loved one has passed away (i.e.:  Mortgage, college , debts, child care, etc.)  Or it can be used to leave a tax free gift to your heirs.

 At Magnolia Insurance Agency, our agents make life insurance easy, simple, clear and understandable.  We will do a need analysis to determine the best type and amount of life insurance for your family, and allow you options that will fit your budget.

 At Magnolia Insurance Agency, we believe your life insurance policy is fluid and should be updated  regularly as the needs in your life change.  Some of the life transformations that may require a policy purchase or “tune up” include:

  • You recently married or divorced
  • You have a new child or grandchild
  • You have opened or expanded a business
  • Your health or your spouse’s health has deteriorated
  • You are providing care or financial assistance to a parent
  • Your child or grandchild requires assistance or long-term care
  • You recently purchased a new home
  • You are planning for a child or grandchild’s education
  • You are concerned about retirement income
  • You have refinanced your home mortgage in the past six months
  • You or your spouse recently received an inheritance
  • You have a sizable estate

If you are interested in investing in life insurance, contact us at Magnolia Insurance Agency, and we can help find the right policy for you.  We hope you have a great day and enjoy the summer while  it is still here!   

Sincerely,

Magnolia Insurance

magnoliainsurance@comcast.net | (206) 284-4886

3424 W. McGraw St.

Seattle, WA 98199