In many of today’s advertisements, car companies are marketing innovative accident-avoidance technology in their cars, which includes instant (automatic) braking via detectable radars. According to an article by “Auto Guide”, “These systems work with a combination of lasers, radar or cameras, to detect objects in front of a vehicle. If a crash is deemed imminent, the vehicle will grab the brakes automatically to avoid a collision or at least mitigate the effect of the crash.” Even better, having such technology in your car will reduce your likelihood of car accidents, and ultimately keep your auto insurance premiums low.
The Insurance Institute for Highway Safety (IIHS) ran a test of 19 new cars with front-crash avoidance systems to the test. 14 of the 19 cars earned a “Superior” rating, which are vehicles that have an auto brake system that can avoid a crash or substantially reduce speeds in both tests. 5 of the 19 cars earned an “Advanced” rating, which are vehicles that musthave auto brake and avoid a crash or reduce speeds by at least 5 mph.
Superior car models included: 2016 Acura ILX, MDX, RDX and RLX; 2016 BMW X3; 2015 Chrysler 300 and its twin, the 2015 Dodge Charger; 2015 Mercedes-Benz C-Class (both Collision Prevention Assist Plus and Pre-Safe Brake equipped versions), CLA (both Collision Prevention Assist Plus and Distronic Plus equipped versions) and E-Class; and the 2016 Mazda 6 and CX-5.
Advanced car models were: 2016 Volkswagen Golf, Golf SportWagen, Jetta and 2015 Volkswagen Touareg. The BMW X3 is rated an Advanced with the camera-only system called City Braking Function, while adding the camera- and radar-based system bumps it up to Superior.
While most of these technologies belong to upscale cars, there are still more reasonable options. The Chrysler 300, Dodge Charger, Mazda6 and CX-5 are all better priced with superior braking systems.
Overall, this technology has been greatly on the rise. 27% of cars today offer some form of automatic braking, up from 12% in 2012. There is also warning crash technology, which does not relate to the automatic braking, which is in more than 50% of all cars on the market today.
Sources: http://www.autoguide.com/auto-news/2015/08/front-crash-prevention-systems-better-than-ever-iihs.html, http://www.iihs.org/iihs/news/desktopnews/iihs-issues-first-crash-avoidance-ratings-under-new-test-program-7-midsize-vehicles-earn-top-marks-for-front-crash-prevention
While the person behind the wheel plays the most important role in driving quality, these are nice luxuries that are worth investing in. For the safety of the passengers and yourself, consider investing in this technology for your next (or first) automobile. Plus, this technology can reduce your likelihood of paying higher auto insurance premiums and stay out of accidents more often. Overall, this is a long-term benefit, and while insurance is our specialty, we want you to have fun with your friends and family out on the road.
Questions, comments, concerns? Contact us at Magnolia Insurance Agency.
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